Workers Compensation Benefits And You
Workers compensation in Frederick is a legislative mandate in which companies must participate. It provides compensation for workers who are injured on the job or who become ill because of the type of work they do. Another point is that by law it doesn’t matter who is at fault. If you become injured or ill on the job you are entitled to workers compensation.
The workers compensation system was put into place to provide certainty for workers that are injured on the job. However, in exchange for this benefit the worker gives up the ability to direct sue their employer. This has created situations where the employee will find themselves pitted against what seems to be the best interest of the employer. Workers compensation coverage is an insurance coverage. When a claim is submitted it is handled by the insurance company’s claims adjuster. Their goal is to minimize the cost of the claim. Often this can be at the expense of the injured worker. This is why hiring an attorney could be to the injured worker’s benefit.
While workers compensation in Frederick may limit a worker’s ability to sue their employer, there are times when there may be a third party with some culpability. The worker could have a legitimate personal injury claim against a negligent third party. This personal injury lawsuit would be in addition to any workers compensation that an employee would be entitled.
One of the most important parts of workers compensation in Frederick is to do a first report of injury as quickly as possible after the injury. Your first concern should always be getting the medical care you need. The importance of notifying the proper person within your company of your injury cannot be overstated. You want there to be a record with all of the pertinent details. There is also likely a time constraint on how quickly the first report of injury must be filed. In most companies in addition to notifying your immediate boss you will also need to contact your human resources department. Again, hiring an attorney will help you will make sure all the steps are completed in a timely manner. They will also make sure that you are getting the full benefits for which you are entitled under your employer’s workers compensation coverage.
Workers compensation Frederick – If you are looking for workers compensation, get in touch with Frederick based Ingerman & Horwitz, LLP for all types of requirements.