It is well-known that many people turn to instant approval payday loans because they are much easier to get than traditional loans are, especially if you have bad credit. If you are 18 years of age, have a job and a check book, then most times you don’t have a problem getting approved for a payday loan, no matter where you live. There are a few tips that can assure you approval for your cash advance loan. Read on below for a few of those tips.
Submit Your Applications in the Morning
Submitting your application on a weekday morning will give you a higher chance of being approved. The reason is that the call centers for these applications will be at full staff at that time. If you wait until the afternoon, then you run the risk of missing the cutoff time and may have to wait to be approved.
Apply During the Holidays
From Thanksgiving to Christmas is the best time to apply for a payday loan, as the lenders are concentrating on approving loans. Waiting until January isn’t the best thing to do, because they are more focused on collections and you might not get that instant approval payday loan you are seeking.
Use the Same Website if Possible
Once you have paid off your payday loan, you usually become one of the websites VIP customers. This makes it easier for you to get future loans with that same company.
These are just a few of the top tips for taking out a payday loan to get you started on the right path to approval. If you are looking for a payday loan today, contact the professionals at Short Term Loans today and they will be happy to get you started.