When a person is seriously injured in an accident, it can be days before he can think clearly. Insurance companies know this. If their client was negligent and they face a large claim for damages, they will often send an employee to the injured person’s hospital room. They will offer him a very small settlement. While it is only a fraction of what he is entitled to, it will look like a huge amount money to an unemployed person without health insurance. If he signs that settlement offer, he will waive any future right to ask for more money to cover additional hospital bills. The injured person is too groggy to make a wise decision.
It’s important for an injured person or their family to hire one of the personal injury lawyers in Baltimore. Once he has been hired, the insurance company must speak to the injured person through his lawyer. This protects his rights. It also prevents the insurance company from intimidating him. If the person has a history of alcoholism, the insurance company might try and say he was drinking at the time of the accident. The medical tests performed at the hospital will prove this is false. The lawyer will protect his client from this kind of stressful conversation.
The personal injury lawyers in Baltimore will write up a claim that includes compensation for medical costs, lost wages and pain and suffering. The insurance company may counter that an unemployed recovering alcoholic would never earn much money. The lawyer will provide proof that he had graduated from the University of Maryland with an engineering degree. He had turned his life around and had just recently been laid off. They will also show how profoundly the accident has changed his capacity to enjoy life. He will no longer be able go hiking with his friends or even play a game of darts. While he won’t be in a wheelchair, he will always walk with a cane and be incontinent. The current back injuries make it more likely that he will easily injure his back in the future. Faced with these facts, the insurance company agreed to substantial monetary relief.
