Almost everyone understands the need for auto insurance before taking your vehicle out on city streets and country roads. In many states, it’s mandatory – as liability coverage is required for the protection of other drivers and their property. Even with these regulations in place, many car owners don’t buy the required insurance before using their vehicle. It’s a risky decision, to say the least, because the effort to save a bit of money now, could very well lead to serious expense later.
The Benefits
The previous statement is probably the best reason, for purchasing even the required minimum amount of coverage. When you have insurance that pays for damages and injury to others, you’re literally paying a small amount now, to avoid paying a larger amount later. If you’re driving your car without auto insurance, you are taking a chance that your bank account and assets will be used to pay obligations resulting from an accident.
Consider the following: Studies show an auto accident results in more than $9,000, in property damage alone. If there are serious injuries, the cost to you can be $50,000, $60,000, or more. If you’re looking for a trusted source for auto insurance in Monterey, visit the website of a reliable provider, then call and talk to someone about your specific insurance needs.
Protecting Yourself
While a policy from a company such as Coast Auto Insurance can provide the funds to repair and replace your vehicle after an accident, the benefits also include protecting yourself from unexpected expenses, you may not be able to cover on your own. A liability policy alone can provide funding, as well as legal representation, when the insurance company works to protect its interests.
You also benefit from having company representatives that help you with gathering and reporting information, filing necessary documents, and so on. Why not talk to a representative today to see how affordable auto insurance can help you?